United Members Credit Union
Earn up to 1.5% cashback at United Members Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at United Members Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
United Members Federal Credit Union, based in Tulsa, Oklahoma, is a member-owned cooperative providing share savings, draft checking, auto and personal loans, and digital account tools. As with any generically named institution, similarly titled credit unions exist elsewhere; this Tulsa charter represents the strongest match.
Tulsa savers looking for banking that feels like belonging find it at United Members Federal Credit Union. This Oklahoma cooperative puts members in the driver's seat with competitive loan rates, low-fee accounts, and service where you're an owner, not an account number. Multiply the good vibes by shopping with Fluz � every gift card you buy for restaurants, retail, or road trips earns instant cashback you can sweep into savings. United by membership, boosted by rewards: that's what happens when hometown credit union values meet Fluz's everyday cashback. Your budget will thank you, one purchase at a time.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.