United Neighborhood Credit Union
Earn up to 1.5% cashback at United Neighborhood Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at United Neighborhood Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
United Neighborhood Federal Credit Union is a community-focused cooperative based in Augusta, Georgia, operating two local branches. The member-owned institution provides savings accounts, loans, and personal financial services with online account access, emphasizing affordable banking for the neighborhoods it serves in the Augusta area.
Neighbors helping neighbors is more than a slogan at United Neighborhood Federal Credit Union in Augusta, Georgia. This member-owned cooperative keeps banking personal, with savings accounts, practical loan options, and online access designed around real community needs rather than shareholder profits. Here's a tip for members who love a good deal: download Fluz and start earning cashback every time you buy gift cards for restaurants, retailers, and everyday essentials. Combine those Fluz rewards with your credit union's low-cost services and you've got a smart, layered strategy for keeping more money in your pocket, right where it belongs.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.