Unity Financial
Earn up to 1.5% cashback at Unity Financial.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Unity Financial with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Unity Financial Credit Union, formerly Healthcare Financial Credit Union, offers members digital banking, loans, savings, mobile app access, home equity options, and financial support built around connection and service. The credit union emphasizes relationship-based banking and convenience.
Unity Financial Credit Union brings a refreshed identity to the institution formerly known as Healthcare Financial Credit Union. Its services include online banking, mobile app access, digital wallets, ATMs, savings options, home equity loans, loan applications, and member support designed around connection and financial confidence. The credit union's healthcare roots and new Unity Financial brand both point to practical, relationship-based service. Members using an eligible Unity Financial card through Fluz can earn added cashback on qualifying purchases, helping everyday spending go a little further.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.