University of Michigan Credit Union, or UMCU, is a Michigan community credit union offering checking, savings, loans, mortgages, credit cards, financial workshops, and digital banking. It serves University of Michigan communities and broader eligible members with member-focused financial services and local support.

University of Michigan Credit Union provides member-owned banking services in Michigan, including checking accounts, savings accounts, credit cards, auto loans, mortgages, financial education, and online banking. UMCU supports students, staff, alumni, families, and community members with tools for everyday banking and future goals. Use Fluz to maximize rewards on eligible purchases by paying through Fluz, earning cashback, and stacking rewards with your preferred payment method.