The Student Federal Credit Union at the University of Pennsylvania is a rare breed: a fully student-run financial cooperative operating at 3401 Walnut Street in Philadelphia. Undergraduates manage its operations while offering the Penn community checking and savings accounts, campus ATM access, and hands-on financial literacy programming.

Imagine a credit union where the tellers, managers, and board members are all college students. That's the Student Federal Credit Union at the University of Pennsylvania, a student-run institution on Walnut Street giving the Penn community no-nonsense checking, savings, and financial education since the 1980s. Between lectures and late-night study sessions, there's an easy way to boost your budget: Fluz. The app pays instant cashback on food delivery, coffee, textbooks, and streaming, basically everything college runs on. Park those earnings in your SFCU account and graduate with more than a diploma. Student banking, student hustle, Fluz rewards.