Urban Beginnings Choice Federal Credit Union is a newer, faith-rooted CDFI in Fort Wayne, Indiana, built to expand financial access and social mobility in underserved neighborhoods. This community development cooperative pairs affordable savings and credit-building loans with financial education, offering a genuine alternative to predatory lenders.

Fort Wayne is rewriting its financial story, and Urban Beginnings Choice Federal Credit Union is holding the pen. This mission-driven CDFI opens doors that traditional banks keep closed � affordable loans, second chances, and real financial education for neighborhoods that deserve better. Every dollar matters when you're building something, so make yours multiply with Fluz. The cashback app returns money instantly when you buy gift cards for essentials like groceries, gas, and household goods. Members who pair UBC's empowering banking with Fluz's automatic rewards stretch budgets further and build wealth faster. That's community uplift, amplified.