Urban Empowerment Federal Credit Union, formerly NUL Federal Credit Union, is a New York City cooperative affiliated with the National Urban League. Rooted in a mission of economic empowerment for urban communities, it provides federally insured savings, online banking access, and financial services designed to help members build lasting wealth.

Financial empowerment starts with the right partner. Urban Empowerment Federal Credit Union, the National Urban League-affiliated cooperative serving New York City since 1970, is on a mission to bring fair, community-first banking to urban neighborhoods. Members enjoy federally insured savings, online account access, and guidance aimed at building generational wealth. Here's a smart companion move: shop through Fluz whenever you spend, and watch cashback stack up on dining, retail, streaming, and more. Deposit those rewards right back into your credit union savings and let your everyday purchases fund your bigger goals. Empowered banking, amplified earnings.