Based in Charlotte Amalie on St. Thomas, Vitelco Employees Federal Credit Union was formed for workers of the Virgin Islands Telephone Corporation and has since welcomed Government of the Virgin Islands employees. Islanders rely on it for savings, consumer loans, and the personal service of a hometown USVI cooperative.

Island living, smarter spending! From Charlotte Amalie, Vitelco Employees Federal Credit Union has long supported telephone company workers�and now Government of the Virgin Islands employees too�with friendly savings and lending services rooted in USVI community spirit. Make your membership go even further with Fluz: snag cashback every time you buy gift cards for dining, travel, retail, and daily needs. Those rewards add up fast, giving you extra cash to save, invest, or enjoy island style. Trusted local banking meets next-level cashback�Vitelco members and Fluz are a match made in paradise.