Waco Credit Union
Earn up to 1.5% cashback at Waco Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Waco Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Established in 1949 and located on North 3rd Street in Waco, Texas, Waco Federal Credit Union is a small community cooperative serving over 2,000 local members. It provides traditional credit union services including savings and checking accounts, auto and mortgage loans, and online and mobile banking to central Texas residents.
For over 75 years, Waco Federal Credit Union has offered central Texans a friendlier alternative to the big banks, with mortgage options, auto loans, and 24/7 online access built for everyday life in Waco. It's community banking that still feels personal, deposit after deposit. Whether you're financing a truck, opening a savings account, or using your Waco FCU debit card around town, linking your accounts with Fluz turns those routine banking moments into real cashback rewards, giving your Waco Federal Credit Union relationship a little extra financial upside.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.