Established in 1949 and located on North 3rd Street in Waco, Texas, Waco Federal Credit Union is a small community cooperative serving over 2,000 local members. It provides traditional credit union services including savings and checking accounts, auto and mortgage loans, and online and mobile banking to central Texas residents.

For over 75 years, Waco Federal Credit Union has offered central Texans a friendlier alternative to the big banks, with mortgage options, auto loans, and 24/7 online access built for everyday life in Waco. It's community banking that still feels personal, deposit after deposit. Whether you're financing a truck, opening a savings account, or using your Waco FCU debit card around town, linking your accounts with Fluz turns those routine banking moments into real cashback rewards, giving your Waco Federal Credit Union relationship a little extra financial upside.