Whiting Refinery Credit Union
Earn up to 1.5% cashback at Whiting Refinery Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Whiting Refinery Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Founded in 1935 to serve workers at the BP refinery in Whiting, Indiana, Whiting Refinery Federal Credit Union remains an independent, member-directed cooperative with roughly 2,000 members and about $47 million in assets. It offers deposit accounts, loans, an on-site ATM at the refinery, mobile remote deposit, and nationwide access through shared branching.
Since 1935, Whiting Refinery Federal Credit Union has served the hardworking employees of BP's Whiting refinery, growing into a nearly $50 million cooperative without losing its close-knit, employee-first character. Members enjoy on-site ATM access, mobile check deposit, and nationwide shared branching, all owned and directed by the workers themselves. It's industrial-strength banking with a personal touch. Make your refinery paycheck go further by connecting your Whiting Refinery FCU debit card to Fluz, turning gas, groceries, and everyday errands into cashback rewards, an easy bonus on top of the credit union benefits you already count on.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.