Winthrop Area Credit Union
Earn up to 1.5% cashback at Winthrop Area Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Winthrop Area Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Winthrop Area Credit Union serves members in Winthrop with locally focused financial services built around practical everyday banking. Its offerings include checking, savings, loans, credit cards, and digital tools designed to help members manage money confidently while staying connected to a community-based financial cooperative in Maine.
Rooted in Winthrop, Winthrop Area Credit Union gives members a local alternative to traditional banking with services shaped around real community needs. Members can turn to the credit union for checking accounts, savings products, vehicle financing, credit cards, and personal loans, along with online and mobile tools that make account management easier. Using an eligible Winthrop Area Credit Union debit or credit card with Fluz can help members earn additional cashback on qualifying purchases while continuing to use their preferred credit union account.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.