Happy Valley Credit Union is a federally insured, state-chartered credit union headquartered in Elizabethton, Tennessee, serving Carter County and the Tri-Cities region. It offers share savings accounts, checking accounts, Visa credit and debit cards, auto loans, mortgage loans, Christmas Club and vacation savings accounts, plus online and mobile banking for its local community of members.

Happy Valley Credit Union has long been a trusted financial partner for families throughout Elizabethton and the Tri-Cities area of Tennessee, offering personalized service that big banks simply can't match. Members enjoy competitive rates on auto loans and mortgages, flexible savings options like Christmas Club accounts, and convenient Visa credit and debit cards backed by real community values. Banking here means being treated like a neighbor, not a number. Alongside managing accounts at Happy Valley Credit Union, members can also use Fluz to stretch their everyday spending further, earning cashback and rewards on gift cards, bill payments, and everyday purchases for even more savings.