Highway District 21 Federal Credit Union, established in 1940, is a member-owned financial cooperative based in Pharr, Texas, serving Texas Department of Transportation District 21 employees, related government workers, and their families in the Rio Grande Valley. It offers savings and checking accounts, vehicle and personal loans, VISA debit cards, and online and mobile banking.

For members connected to Texas Department of Transportation's District 21 in Pharr, this credit union has delivered the kind of personal, community-rooted banking that big banks rarely match since 1940 � friendly service, competitive loan rates, and straightforward savings and checking accounts built around real member needs. Whether financing a vehicle, growing a savings goal, or managing everyday spending in the Rio Grande Valley, members enjoy the trust and convenience of a cooperative built just for them. Alongside banking here, members can also use Fluz to earn extra cashback and rewards on everyday purchases, gift cards, and bill payments, stretching every dollar even further.