Huntington Beach Credit Union is a small, city-chartered cooperative open to anyone who lives, works, worships, or attends school in Huntington Beach, California. Headquartered on Main Street near the pier, it offers a low-barrier one-dollar membership fee and provides everyday savings, checking, and lending services to residents of this Orange County coastal city.

Right in the heart of Surf City USA, Huntington Beach Credit Union keeps community banking refreshingly simple, with membership open to nearly anyone connected to the city and a starting deposit of just a dollar. It's the kind of hometown financial partner that feels as easy-going as the beach itself. Whether you're using your HBCU debit card for a coffee run on Main Street or loading funds into your account, pairing your banking with Fluz means those everyday transactions can start earning cashback rewards, adding a nice bonus to banking locally in Huntington Beach.