Serving workers at the Natrium chemical plant along the Ohio River, Natrium Employees Federal Credit Union operates out of Proctor, West Virginia. The cooperative delivers savings accounts, checking, and affordable loan options to plant employees and their families, emphasizing hometown service and member ownership over big-bank profits.

From the banks of the Ohio River in Proctor, West Virginia, Natrium Employees Federal Credit Union has quietly powered the financial lives of chemical plant workers for generations. Members count on it for savings, checking, and loans with rates that respect a hard-earned paycheck. Ready to stretch that paycheck even further? Fire up Fluz before your next purchase! Buying gift cards through the Fluz app earns you instant cashback at hundreds of national brands�gas, groceries, streaming, you name it. Stack those rewards, then tuck the extra money into your Natrium EFCU account and watch your balance climb.