PHB Employees Federal Credit Union, a not-for-profit cooperative on West Ridge Road in Fairview, Pennsylvania, has supported select employee groups from area businesses and their immediate families since 1949. Products include fee-free checking, share certificates, IRAs, youth and Christmas club accounts, plus auto, personal, and equity loans.

Since 1949, workers around Fairview and Erie County have counted on PHB Employees FCU for banking that puts members ahead of profits: fee-free checking, low-rate vehicle loans, Christmas clubs, and credit cards starting at just 9% APR. Here is how to squeeze even more from every paycheck: open Fluz, buy a gift card for the store you are headed to, and collect cashback instantly at checkout. Groceries, gas, streaming, takeout, it all earns. Your credit union protects your money with cooperative values; Fluz multiplies it with rewards. Together they make northwestern Pennsylvania living a little richer.