Serving sheet metal workers, union members, and families, Smw 104 Credit Union focuses on deposit accounts, auto financing, mortgage resources, cards, and online services shaped around member needs rather than shareholder profit.

Smw 104 Credit Union helps sheet metal workers, union members, and families handle daily banking and larger financial goals through a member-first credit union experience. Instead of a one-size-fits-all national bank model, the institution emphasizes accessible service, practical lending, savings options, and digital convenience. Members can manage bills, deposits, loans, and purchases with tools designed for real-life financial needs. Fluz adds another way to maximize value: use an eligible Smw 104 Credit Union payment card through Fluz to earn cashback on qualifying shopping, dining, travel, and gift card purchases.